How will you pay your bills if you are hurt or sick and cannot go to work? Disability insurance pays you cash to cover bills and every day expenses when you can’t work.
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Disability Insurance also known as paycheck insurance or income insurance is a type of insurance that pays our when the worker is hurt or sick and cannot work. For example, a worker may suffer an injury from an accident and cannot perform job duties. In this case the disability insurance would pay the worker while away from work to help pay bills. Statistics show that nearly 19% of Americans currently live with a disability.